How To Pay SSS Loan Online – How To Pay SSS Loan Using Gcash

How To Pay SSS Loan Online. SSS loan payments have never been easier to manage than they are now! If you are an SSS member who has taken out a loan for a calamity or salary purpose, then you don’t need to visit any SSS branch or payment partner in order to settle your dues. You are now able to pay for loans online using a Payment Reference Number (PRN) if you are using the Real-Time Processing of Loans (RTPL) system.

On November 9, 2020, this system is scheduled to be implemented in order to ensure seamless loan payments. This guide will walk you through the process of obtaining a PRN, the available payment options, and essential tips to manage your SSS loans in the most effective manner while avoiding penalties.

There are several types of loans offered by SSS, including:

• Calamity Loan: Provided to members who have suffered natural disasters.
• Educational Loan: A loan to support members’ educational expenses.
• Salary Loan: Provides short-term financial assistance.

The eligibility requirements and repayment terms of each loan type are unique, so you must be aware of your options before applying.

Here are some steps to get PRN number:

• Open My.sss account and the login.
• Enter user ID and Password.
• Fill out the captcha and click Submit button.

• Click on the “RTPL” tab and see the “Payment Refrence Number” (PRN)

• The payment reference number for your SSS loan, as well as corresponding information such as loan type, loan date, outstanding balance, amount due, and amount due to be paid, are now available.

• The PRN can be printed by clicking the “PRN” button under the “ACTION” column. To pay your SSS loan online, you do not need to print the PRN. Only a printed copy is required when paying at an SSS branch or accredited payment partner. Two copies should be printed – one for the payor and one for the Social Security Administration.

• Click “SOA” to view your statement of account, which includes a breakdown of your outstanding loan balance.

Once you have your PRN, you can proceed to make your loan payment through various channels:

1. Over-the-Counter Payments: Present your PRN at SSS tellering counters or authorized collecting partners.
2. Online Banking: Use your bank’s online platform to pay using the PRN.
3. Mobile Applications: Utilize mobile apps like GCash for convenient payments.

Let’s say you’re strapped for cash and can only afford to make a fraction of the payment. Thankfully, SSS allows you to pay less than your due amount, but not more than your outstanding balance.

• Go to “RTPL PRN” to modify the payment amount.
• Simply click the box in the “AMOUNT TO BE PAID” column and enter the new payment amount. An amount greater than the due amount cannot be added.
• Simply click “SAVE ALL” at the end of entering the new amount.

• With the same PRN, you can now pay your desired amount. To avoid penalties, make sure you settle the remaining amount before the due date.

Here are some required document:

• Valid ID
• PRN Number
• All necessary loan documentation

The SSS has partnered with various banks and online platforms to facilitate loan payments. Below are some of the Affiliation payment methods:

Payment Channel	Type	Access
GCash	Mobile Wallet	GCash App
PayMaya	Mobile Wallet	PayMaya App
UnionBank	Online Banking	UnionBank Online App
Security Bank	Online Banking	Security Bank Online
Land Bank	Online Banking	Land Bank Link.BizPortal
Bank of the Philippine Islands (BPI)	Online Banking	BPI BizLink
Bayad Center	Over-the-Counter	Bayad Center Branches
SM Bills Payment	Over-the-Counter	SM Malls Bills Payment Counters
7-Eleven	Over-the-Counter	7-Eleven CliQQ Kiosks
MYEG	Online Platform	MYEG Website

Note: Ensure that the payment method you choose is accredited by SSS to guarantee the proper posting of your payment.

Here are some steps to pay loan:

• Open My SSS Account and login.
• Generate the pay PRN and pay.

PRN payment: To obtain the printed PRN Loans Billing Statement (with barcode) from SSS Tellering Counters or our compliant collection partners, you must download it from My.SSS or obtain it from an SSS branch:

Banks ( thru Bancnet’s e-Gov Facility)

• United Bank of Asia
• Commerce Bank
• Corporation of China Bank
• Bank CTBC
• Bank and Trust Company of Metropolitan
• MUFG Bank
• Rural Bank Partner
• Philippine Communication Bank
• National Bank of the Philippines
• Trust Company of the Philippines
• Bank for Philippine Veterans
• Corporation of Rizal Commercial Banking
• Bank Robinsons
• Bank Security Corporation
• Bank Standard Chartered
• Philippines Union Bank
• Coconut Planters United Bank
• Bank of Rural Lanuza, Inc.

International Bank

• National Bank of the Philippines

Non-bank collecting partner

• Inc. SM Mart
• Center Bayad
• Pinas Cash

International Non-Bank

• Ventaja
• I-Remit

REMINDER: All payments must be made by the last day of the month following the applicable month. If the payment deadline falls on a Saturday, Sunday, or holiday, payment may be made the next working day.

Posting of paid PRN notification and payment

• Once the loan payment has been posted, an email notification will be sent to the employer’s email address.
• Employees will also receive an email notification of the employer loan payment after it has been posted to their registered email addresses.

Read also: SSS Salary Loan – Eligibility And Online Application

Here are some to pay loan:

• Open My SSS Account and login.
• Generate the pay PRN and pay.

PRN payment: To obtain the printed PRN Loans Billing Statement (with barcode) from SSS Tellering Counters or our compliant collection partners, you must download it from My.SSS or obtain it from an SSS branch:

Banks

• Rural Bank Partner
• Corporation of Rizal Commercial Banking
• Corporation of Security Bank
• Bank of Rural Lanuza, Inc.

International Bank

• National Bank of the Philippines

Non-Bank Collecting Partner

• Inc., SM Mart.
• Center Bayad
• Pinas Cash

International Non-Bank

• Ventaja
• I-Remit

REMINDER: The payment deadline is the last day of the month following the applicable month. A payment may be made on the next working day if the payment deadline falls on a Saturday, Sunday, or holiday.

Notification of payment and posting of paid PRN

• You will receive a notification by email and mobile SMS that will inform you when the payment has been made.

The ability to pay your SSS loan online using a PRN is not currently available. Online collection partners are working with the SSS to implement PRN-based loan payments. Using Moneygment, you can still pay your SSS loan online. There is no PRN requirement for this payment.

• The Moneygment mobile app must be installed on your phone along with a verified Moneygment account. The app is available on Google Play and the App Store.

• Go to “My Profile” after opening a Moneygment account and fill out your account numbers, including your Social Security number.
• You can pay Pag-IBIG, Philhealth, and SSS through the Moneygment app.

• Make sure that “SSS” is selected in the bottom tab.
• Please enter or select the following information:

• SSS Payment: Select either the “Real Estate Loan” or the “Salary Loan.” SSS calamity loan payments are not yet available.
• SSS Number: Your profile already contains this information.
• Payor Type: Select “Individual.”
• Applicable Month: Moneygment is able to process payments only for the current applicable month. Paying in excess will deduct from the principal amount for previous applicable months.
• Amount: Please note that there is a transaction fee of $25.

Your payment details will be reviewed and clicked on “Submit.”

• Click “Submit” after entering the one-time PIN sent to your registered number.
• Once your SSS loan payment has been completed, you will receive a confirmation email.

To pay your SSS loan using GCash, follow these steps:

1. Open the GCash App: Launch the GCash application on your smartphone.
2. Navigate to ‘Pay Bills’: Tap on the “Pay Bills” option from the main menu.
3. Select ‘Government’: Choose the “Government” category.
4. Choose ‘SSS’: Select “SSS ” from the list of government agencies.
5. Enter Payment Details: Input the following information:
   • PRN: Enter the unique Payment Reference Number generated earlier.
   • Amount: Specify the payment amount.
6. Confirm Payment: Review the details and confirm the transaction.
7. Save the Receipt: After successful payment, save the electronic receipt for your records.

Here are some steps:

• Download and Register: Install the Pay Maya app and create an account.
• Fund Your Wallet: Add funds through bank transfers, over-the-counter, or other available methods.
• Navigate to ‘Bills’: Open the app and tap on ‘Bills’.
  Select ‘SSS Loans’: Choose ‘SSS Loans’ from the list of billers.
  Input Payment Details: Enter your PRN, loan account number, and payment amount.
  Confirm and Pay: Review the information and confirm the payment.

Union Bank account holders can pay their SSS loans through the bank’s online platform:

• Access Union Bank Online: Log in to your online banking account.
• Navigate to ‘Pay Bills’: Select the ‘Pay Bills’ option.
• Choose ‘SSS Loans’: From the list of billers, pick ‘SSS Loans’.
• Fill in Payment Details:
  • PRN: Input your Payment Reference Number.
  • Account Number: Enter your SSS loan account number.
  • Amount: Specify the payment amount.
  • Payor Type: Select ‘Individual’.
• Confirm and Pay: Double-check the information and confirm the payment. A receipt will be provided upon successful transaction.

Confirming that your SSS loan payment has been processed is crucial after you make a payment. You will be able to avoid potential penalties and ensure the stability of your account.

The following methods are available for confirming your payment:

• SMS Notification: When your payment has been processed, you will receive an SMS notification from SSS confirming the payment. The message will include information such as the amount paid and reference number.
• SSS Member Portal: Log into the SSS Member Portal for information regarding your payment history. Your loan status is displayed here, including past payments and outstanding balances.
• SSS Mobile App: The official SSS Mobile App provides users with a user-friendly interface for confirming payments. Your loan details and payment confirmations can be viewed directly on your mobile device after logging in.
• Customer Service: If you experience any problems or do not receive a confirmation, please contact SSS customer service. Your payment status can be verified and any discrepancies can be resolved.

It is convenient for members to use the SSS Mobile App. You can check your loan balance by following these steps:

• Download the App: You can download the official SSS Mobile App from the Google Play Store or Apple App Store.
• Log In: You can log in to the app using your SSS credentials. The app’s registration process allows you to create an account if you don’t have one.
• Navigate to Loan Information: Once you are logged in, click on “Loans” on the home screen. Here you can view your remaining loan term, payment history, and current loan balance.

• Payment Deadlines: Ensure payments are made before the due date to avoid penalties.
• Payment Confirmation: Always keep a copy of the payment receipt for future reference.
• Payment Posting: Allow up to 2-3 business days for the payment to reflect in your SSS loan account.

Can I pay my SSS loan online?

Ans: Say goodbye to long queues and enjoy a hassle-free way of paying your SSS loans and contributions. Multiple payment methods are available, including e-Wallets, bank transfers, credit/debit cards, and over-the-counter (OTC) transactions.

How to check SSS payment online?

Ans: The first step to checking your SSS contributions online is to create an account. You can register by visiting member.sss.gov.ph, clicking Register, and following the instructions. Your SSS contributions will be available once you complete your registration.

How many days does a SSS salary loan release?

Ans: Your employer has three business days from the time you hit the submit button to verify your loan application. The funds would be disbursed into your chosen account around 2-3 working days after it has been approved (you can check this on the SSS portal. A text message will also be sent to you).

Paying your SSS loan online is a simple and convenient process that saves time and effort. With the Real-Time Processing of Loans (RTPL) system, members can easily obtain a Payment Reference Number (PRN) and choose from various payment channels such as online banking, mobile apps, and over-the-counter options. Ensuring timely payments and keeping track of balances through the SSS portal or mobile app will help avoid penalties and maintain a healthy loan account. By embracing digital payment methods, SSS members can efficiently manage their loans without in-person visits.