SSS Burial Requirements – SSS Death Claim Requirements

SSS Burial Requirements. Losing a loved one is an emotionally challenging experience. On top of the grief, many families also face the burden of funeral and burial expenses. To ease this financial burden, the Social Security System (SSS) of the Philippines offers a funeral benefit to the family or legal heirs of a deceased SSS member or pensioner. This article serves as your comprehensive guide to understanding the SSS Burial Requirements, the step-by-step claim process, eligibility, and important documentation needed.

The SSS Funeral Benefit is a financial assistance given to beneficiaries of a deceased SSS member to help cover burial and funeral expenses. As of recent updates, the benefit amount can range from ₱20,000 to ₱40,000, depending on the member’s total number of contributions and their Average Monthly Salary Credit (AMSC).

Read also: SSS Death Benefit – SSS Death Benefit Requirements

The benefit can be claimed by:

• The surviving legal spouse
• Children, parents, or other legal heirs of the deceased member
• Any natural person who paid for the funeral expenses

Important: The claimant must be able to prove their relationship to the deceased and present valid proof of payment for the funeral costs.

Before filing an online claim, the applicant must fulfill the following pre-application requirements:

Requirement	Description
SSS Website Registration	The applicant must be registered on the SSS website.
Disbursement Account Enrollment	Must have an approved SSS disbursement account via the Disbursement Account Enrollment Module (DAEM) in the My.SSS Portal.

Read also: SSS Sickness Benefit – SSS Sickness Benefit Requirements For Employed

To successfully file for the SSS Funeral Benefit Claim, the following documents must be prepared and submitted:

1. Proof of SSS Membership of the Deceased

Submit any one (1) of the following:

• SSS ID or UMID card of the deceased member
• SSS documents like E-1, RS-1, NW-1, OW-1, or E-4
• Employment records containing the member’s SSS number (e.g., company ID, payslips)
• Certification/letter from SSS showing the member’s correct SS number issued before their death

2. Proof of Death

Submit any of the following:

• Death Certificate issued by the Philippine Statistics Authority (PSA) or Local Civil Registry (LCR)
• Certification of Death signed by a recognized Civil Registry official with a valid seal

3. Proof of Funeral Expenses

For the Surviving Legal Spouse:

• Marriage Certificate from any of the following:
  • PSA or LCR
  • Foreign Vital Statistics Office (with English translation)
  • National Commission on Indigenous Peoples (NCIP) – if the member is from an Indigenous Community
  • Shari’a Circuit Court – if the member was Muslim
• Online Certification or Notarized Affidavit declaring the legal spouse paid for the funeral expenses, in lieu of Official Receipt (OR)

For Other Claimants (children, parents, or others):

• Official Receipt (OR) bearing the name of both the claimant and the deceased
• Memorial Plan Certification or funeral plan documentation indicating that expenses were paid

Read also: SSS Retirement Benefits – How Much Is SSS Retirement Benefit

Depending on the relationship of the claimant and specific case circumstances, the following additional documents may be necessary:

Situation	Additional Document
Spouse is deceased	Death Certificate of the spouse and Marriage Certificate with the deceased member
Spouse did not pay or is untraceable	Notarized affidavit by 2 disinterested persons
Claimant is not the spouse	Waiver signed by the surviving spouse, if applicable
Deceased was single	Certificate of No Marriage Record (CENOMAR) issued by PSA

To begin the SSS Funeral Benefit Claim Application, ensure you have the following:

1. SSS Funeral Benefit Claim Form
2. Valid Government-Issued ID (e.g., Passport, Driver’s License, Voter’s ID)
3. Proof of Enrolled Disbursement Account (e.g., bank statement, e-wallet registration)
4. Notarized Affidavit (if no proof of payment is available but the claimant paid for funeral)

Read also: SSS Disability Benefit – PWD Claim SSS Disability Benefit

Step 1: Register or Log in to the SSS Website

Visit the SSS website and log into your My.SSS account. If not registered, create an account.

Step 2: Enroll in the Disbursement Account Enrollment Module (DAEM)

Go to the E-Services tab and select DAEM. Submit your bank account or mobile wallet details and upload supporting documents.

Step 3: Fill Out the Online Funeral Benefit Claim Application

Click on E-Services > Funeral Claim and complete the application form. Upload all required documents.

Step 4: Submit and Wait for Evaluation

After submitting, you will receive a transaction number. SSS will notify you via email or SMS about the status of your claim.

Step 5: Receive the Benefit

If approved, the funeral benefit will be transferred to your registered disbursement account.

Read also: SSS Pension Calculator – How to Use the SSS Pension Calculator

• Amount Range: ₱20,000 – ₱40,000
• Processing Time: Typically 10–20 working days, depending on the completeness of documents
• Payment Method: Directly credited to the SSS-approved disbursement account

Read also: SSS Salary Loan – Eligibility And Online Application

In case the deceased was not covered by SSS, there are local government units like Quezon City Government that offer burial and funeral aid to indigent families. Visit your local city or municipal hall for inquiries.

Read also: SSS Loan Application Form – Download – Submit Process

• Double-check all submitted documents for accuracy
• Ensure the uploaded documents are clear and readable
• Use the official My.SSS Portal to avoid scams or delays
• Claimants must ensure their SSS disbursement account is fully verified

Read also: SSS Account Locked – How to Unlock SSS Online Account

Claiming the SSS Funeral Benefit may seem overwhelming, but with proper documentation and guidance, the process can be smooth and timely. Make sure you’re aware of all SSS Burial Requirements, especially the necessary documents depending on your relationship with the deceased.